Category Archives: Uncategorized

Health Is The Most Important Wealth

If you’re fortunate sufficient to have organisation-provided health insurance, that narrows your options all the way down to the plans that your company gives. If you don’t have insurance thru your job, possibly an organization or affiliation that you belong to will allow you to shop for health insurance through them at a set rate.

Another alternative is to test your local Obamacare medical insurance marketplace to peer in case you qualify for an in advance top rate credit score, which could get you reduced top class expenses. Even if you do not qualify for the credit proper away, buying your medical health insurance via the market approach you could qualify for it while you document your tax go back for the year.

If you can’t, or might not, get medical insurance from any of those assets, you’ll have to fall back on buying a non-public plan. It will give you the widest range of alternatives, but possibly could be far extra high priced.

Decide which kind of coverage to buy

Health insurance rules are available a selection of basic sorts, even though you can not have get right of entry to to all of these options via your selected supply. Health Maintenance Organizations (HMOs) are a completely common type of health insurance coverage. With an HMO, you are required to use healthcare providers within the policy’s network, and you have to get a referral from your primary care health practitioner as a way to see a consultant.

Preferred Provider Organizations (PPOs) also are quite common. A PPO health insurance policy has a network, however you are now not confined to in-network care — although the use of community carriers is less expensive — and you don’t need referrals to peer experts.

Exclusive Provider Organizations (EPOs) are a hybrid between HMOs and PPOs. You’re required to paste to the plan’s network, but do not want referrals for specialists. Finally, Point of Service (POS) plans are a less not unusual option which are basically the opposite of an EPO. You’re now not confined to the POS plan’s community, but do want a referral to see a specialist.

Of the four not unusual varieties of plans, an HMO or EPO tends to be cheaper than a PPO or POS with the identical stage of insurance. However, if network insurance is bad in your region, or you’re uncomfortable limiting yourself to network companies, it can be well worth paying a bit extra to get a PPO or POS policy.

More: Buyer beware: Long-time period care expenses are surging, survey says

More: Obamacare overhaul efforts are lifeless for now. What does that mean in case you’re an Obamacare customer?

More: Trump says he’ll negotiate with Democrats on health care plan

High deductible versus low deductible

All things being same, the better a plan’s deductible is, the lower the monthly premiums might be. A excessive deductible means that you’ll have to pay loads of healthcare charges your self earlier than the insurance policy kicks in, however if you have few or no scientific costs in a given yr, those plans can be a good buy. Very low scientific expenses manner that you likely won’t surpass the deductible, even of a low-deductible plan, so getting a high-deductible plan keeps your insurance charges as little as viable at the same time as still protective you in case something catastrophic takes place.

If making a decision to move the high-deductible direction, getting a Health Savings Account (HSA)-enabled plan, and funding it with at least the equal of a year’s deductible, is your satisfactory choice. An HSA plan well covers the most important weak point of a excessive-deductible medical insurance coverage – particularly, that you’d ought to shell out a remarkable deal of cash on a main clinical rate earlier than the insurance might take over. If you’ve got a complete-12 months’s deductible tucked away for your HSA, you may simply use that cash to finance your percentage of the fees, whilst simultaneously taking part in the triple tax benefit that an HSA gives.

A Matter of Life and Health Aerobic Exercise

With health issues which include weight problems, coronary heart sickness and diabetes on the rise, aerobic exercise has turn out to be a first-rate subject matter in health news across the state. In a super global cardio and anaerobic (muscle constructing) exercising must be combined to make a well rounded health plan. It is possible to be in awesome muscular condition yet lack staying power due to a loss of aerobic workout on your exercise program. Aerobic exercising incorporates numerous health benefits that weight schooling by myself cannot attain.

Aerobic exercising is activity of low depth performed for an extended time period that increases the heart rate and degree of oxygen within the blood. The item of cardio hobby is to attain and preserve a goal heart price decided for ladies by using subtracting their age from 220 then multiplying via a element of 60% and for men by using subtracting their age from 226 then multiplying by means of a component of 60%. Intermediate and advanced degree exercisers must multiply by means of a thing of eighty%.

When someone begins working out their frame at first burns glycogen for the strength it needs. As you acquire and uphold your target heart rate the body switches to using fat shops to offer its electricity source which could result in burning off more fat for substantial weight reduction. This may additionally decrease, cast off or save you the incidence of obesity and the severa fitness issues that it could cause which includes high blood strain, coronary heart disease, and diabetes.

Another important gain of cardio exercise is strengthening of the coronary heart muscle. When the heart is strengthened it increases the blood glide to the frame and it is able to handle extra strenuous activity without having to overcome as speedy. This is a key component in stopping heart sickness and high blood pressure.

The resultant escalation in blood drift lets in greater oxygen to be carried to the muscle tissue and extra waste merchandise, that can cause muscle aches and pains, to be over excited. You may even see an boom in the HDL or suitable cholesterol and a decrease in LDL or bad cholesterol which allows forestall plaque from building up within the arteries.

Aerobic exercise also reasons the body to launch endorphins which set off a experience of nicely being and act as a natural ache killer. Over an extended period of time exercisers will typically word an boom in stamina and a discount in emotions of fatigue in addition to a decrease in anxiety and strain.

In addition, folks that exercising regularly tend to sleep higher and have stronger immune systems which facilitates to prevent contamination from common colds and flu viruses. A number of researchers consider that cardio workout routines can reduce cognitive decline in older adults and provide a longer and healthier life.

Most specialists consider that the common man or woman need to interact in a minimum of 30 consecutive minutes of cardio pastime at the least three to four times in line with week. This activity can be taking walks, dancing, swimming, bicycling or another low impact activity that helps you attain and preserve the goal heart price.

The mystery to beginning an cardio fitness software is to begin gradual. If you may only manipulate on foot five-10 mins an afternoon, begin with that and boom by means of 1-2 mins each 2-3 days until you build up to half-hour of uninterrupted cardio strolling daily. No depend what shape of hobby you pick you ought to hold a challenging but relaxed tempo and boom your workouts by small quantities at regular durations.

Make certain that you layout a workout time table to hold you heading in the right direction and choose activities that match with your persona and are exciting as a way to do. If you don’t like the particular hobby you choose, you likely may not stay with it. It may appear trivial but having the best exercise apparel can substantially affect your exercising revel in also. Your shoes need to in shape the pastime you are doing and your clothing need to be substances that breathe to deliver maximum comfort for the duration of your exercising and prevent the body from overheating.

Lastly, set desires for your self, both lengthy and short time period and appreciate within the fulfillment of each one. To provide the encouragement you want and heighten the fun, get your family and pals worried as nicely. Incorporating household and friends into your workout workouts will make it an awful lot simpler to make regular exercises a everyday a part of your every day recurring.

Cutting Corners with Life and Health

Do you just depart everything to hazard? Did you ever assume of having a lifestyles and medical health insurance? In trendy time, human beings need to comfy their destiny and put together themselves in case an unpredictable state of affairs might stand up. While it is actual that the future is full of uncertainty, nothing beats a properly-deliberate life and health coverage whilst the worst appear.

Life insurance may be very crucial when you have a circle of relatives of your very own. In the occasion that a person dies, of direction you’ll want to guard your family’s contemporary popular of dwelling. Aside from burial costs and funeral costs, you may want to invest in a existence coverage coverage that might cover your present day debts and residing fees for your family. Some would say that they could instead prioritize the basic needs and might later on fear approximately this stuff once they move the bridge. But the reality is, if you have invested in existence and medical insurance and the unexpected show up today, you may then ensure that your circle of relatives will be taken care economically within the destiny.

There are two wellknown categories of life coverage: term coverage and everlasting insurance. Term coverage lets in you to pay top class insurance for a positive duration that you have agreed upon. On the other hand, the everlasting coverage policy by no means ends so long as you’re paying the premiums.

Additionally, ought to you get ill and be hospitalized, you do no longer need to worry of huge bills in case you put money into an awesome health insurance. According to a take a look at made with the aid of Families USA in June 2004, uninsured people tend to put off in search of medications while they are sick. And consequently, they frequently land at the emergency room for severe situations that could had been minor ones if they have sought medication at an earlier time.

Just like existence insurance, there are two sorts of medical health insurance regulations: scientific and incapacity. Medical medical health insurance is the most common and covers benefits for injury or sickness. While, a incapacity earnings coverage will deliver you an earnings if ever you may be unable to pursue your occupation because of physical or mental impairment.

Regardless of which coverage coverage you will select, right here are a few helpful factors to take into account in reducing your insurance charges:

1. Shop around for fees. Search as many as you can for companies that can provide you with less costly payment charges.

2. Consider organization health insurance. For medical health insurance, take hold of the possibility if your employer offers reasonably-priced health insurance coverage wherein they pay a fraction of the fees. If your corporation does not provide this advantage, discover a institution medical health insurance. This is a low price health insurance.

3.Take excellent care of your fitness. For life coverage, this will decrease your top rate at the same time as increasing your lifestyles expectancy. Make certain which you exercise often and consume wholesome meals.

Four. Avoid high-threat sports. If you’re a rock climber, skydiver or perhaps a deep-sea diver, then your charges will be better seeing that glaringly, those are very unstable activities.

5. Get an impartial agent. For you to keep money and time, you can look for an impartial agent who can provide you with loads of alternatives with what corporation you will move as opposed to pushing only one company.

6. Study costs. Though you’ll be looking for a decrease premium, weigh additionally the blessings of each sort of insurance. Make sure which you get the benefits that you need and at the identical time go away some money on your personal financial savings.

7. Consider term lifestyles insurance. At first, you can spend money on a term insurance considering that is inexpensive than everlasting. Also, remember that a time period coverage can be transformed to permanent however a permanent cannot be transformed to a term.

Remember that you can always cozy your destiny with lifestyles and medical insurance without sacrificing your wishes and jeopardizing your finances. It is always clever to be nicely organized and there may be no better time to begin it, than now.

Life and Health Insurance Really Needed

As cash keeps to get tighter and tighter for the common circle of relatives, many “extras” are being reduce to make room within the price range for the necessities. One item that some humans might also do not forget overlooking is coverage. Life and medical insurance may additionally appear like an pointless price whilst they may be no longer getting used, however rest assured that there are very vital and sound financial investments.

The Importance of Life Insurance

Life insurance is one of these belongings you hope you never use, however need nevertheless. Life insurance is coverage that can pay a benefit on your unique beneficiaries if you die at the same time as the insurance is in region. The money can be use to pay your funeral prices, which average near $10,000, after which help your beneficiaries maintain their normal pleasant of life if they trusted your income.

For example, if you are married and have children at home, your demise might greatly effect your family. Not handiest might they be left paying the heaps of greenbacks due for your funeral, however they would additionally all of sudden be with out your income. They ought to lose their home, car, and other precious possessions, simply looking to make ends meet.

If, but, you’ve got existence insurance, your own family could have a manner to pay your funeral costs. They may also be capable of pay off their mortgage, after which put the rest of the cash right into a fund to develop through the years, hence allowing them to have some earnings off of the hobby. Your lifestyles insurance coverage could also make sure that your kids are able to attend university a few day.

You can be wondering which you are young and wholesome, so there’s no need to shop for lifestyles coverage. You can also also be single, so your circle of relatives is not a problem. This is the satisfactory time to buy lifestyles coverage, but, due to the fact your rates are going to be quite low. Your age and health are factors that determine how lots your rates price, so the more youthful and more healthy you’re, the much less you will pay for a existence insurance policy.

The Need for Health Insurance

Health insurance isn’t always reasonably-priced, and many humans feel they can get with the aid of without it. After all, they are going to be paying out of pocket for many of their clinical payments in any case, due to the fact most rules have deductibles and co-pays. Health insurance, like life insurance, is one of those products which you do not realize the want for till it’s miles too overdue.

Health coverage may also help with everyday medical expenses, which include checkups and vaccinations, but many rules are designed extra to help with catastrophic ailments or injuries. If you are abruptly recognized with cancer or a few other existence-threatening illness, having medical insurance is the handiest manner to make sure that you will be capable of access the remedy which you need. Without medical health insurance, you may need to pay out of your own pocket on your treatment, and some hospitals and docs will call for a portion of the payment prematurely.

Another cause that you need health insurance, even if you pay a excessive deductible and turn out to be paying a lot of your clinical payments yourself, is the truth that you’ll pay less for medical care if you are insured. Health coverage companies negotiate discounts with clinical providers which you can’t receive in case you are not insured.

Health insurance allows offer the guarantee that you may be able to afford the care you want while you or a member of your circle of relatives becomes unwell. You can be required to have coverage to work certain jobs or attend faculty, which includes college. It is truely a wise investment, due to the fact you never realize what your destiny health may be. Living without either Life Insurance Ajax or health insurance is a threat that isn’t worth taking.

Life And Health Insurance Worth Spending

Life and medical health insurance is something that everyone wishes. Life can throw many awful things your manner so as to require insurance. Not having it will be a huge mistake for each person.

That is why you want to recognize why life insurance and medical insurance is so vital. Below are the motives that those two sorts of coverage are simply worth the money

1. Unexpected things manifest – Life is full of unexpected matters going on. You in no way realize while or if some thing will appear to you and being organized is crucial. The life coverage will defend and help your family if something occurs to you.

The medical health insurance will guard all of you from lots of problems you don’t need. Don’t ever count on that nothing will occur to you due to the fact that is a massive mistake. Making this mistake can cost you the whole thing, actually.

2. Prevents economic ruin – Life insurance will prevent economic damage for your circle of relatives. The medical insurance will prevent absolutely everyone from this very real hassle.

You do not want to stand financial break at any time in your lifestyles. You maximum in particular don’t need to cause this along with your family. This insurance will guard both of you from having to deal with this.

3. Coverage for you – If you ought to die all at once, the life coverage goes to help your circle of relatives. You will use medical insurance all of the time for every day scientific coverage.

The time that this coverage will simply be worth the cash is in case you emerge as with a fitness circumstance. For example, in case you are instructed you have most cancers, without coverage, you can very effortlessly grow to be broke.

With the insurance you may get the fitness care wanted without having to move broke to attain it. Just make certain when you purchase insurance which you get the only this is proper for you.

4. Medical charges are inexpensive – There are generally that you could want clinical assist at some time to your lifestyles. Having coverage will make your prices less expensive. This is something that each person can benefit from.

Medical troubles can happen at any time, so make sure you’re organized. Don’t expect you might not ever want it due to the fact this may be very luxurious for you in one way or some other.

Now that you could see why lifestyles and medical insurance are important, you need to both now. The faster you have got these sorts of coverage, the earlier you will be prepared for some thing. Don’t wait till coverage is needed due to the fact by means of then it will likely be too overdue to get it.

Life and Health to Create a Whole and Perfect Self

Finding stability in lifestyles is as much as each one of us. We are the sculptors of our reports and we are able to alternate them with presence of thoughts and a few nicely located goal. Learn how to stability work, existence and our universal intellectual and non secular health can seem challenging. How will we discover ways to control our lives right into a manageable and equipped entire whilst we cannot even get our garbage out on time? Here are some hints for creating lasting exchange.

Though we all have masses of duties to attend to, we can not learn how to stability work, life and fitness till we begin accepting our ultimate obligation; for ourselves and for the whole lot that is occurring in our lives. More importantly, we should accept full obligation for converting it. No more sufferer mentality. No greater blame. Just a eager focus that we create each state of affairs that we experience so that we can learn from it.

While we take remaining responsibility for ourselves, our inner wealth shines when we permit cross of the need to have everything training session a sure manner. Staying open in the moment and present to the possibilities handy will result in a extra properly rounded revel in and consider factors that won’t otherwise be taken into consideration. Letting matters arise naturally is the way to balance paintings, lifestyles and health in one of these way that our desires are being met as they stand up.

In order to be genuinely balanced, our frame needs to be robust, alert, nicely functioning and capable of serve us. Our sedentary existence ought to be traded for a hobby or an interest that we revel in. It might be rock climbing or dancing, sword preventing or pole vaulting. Keeping our our bodies lively no longer only enables us stay longer, it enables us get things finished that different human beings would no longer have the power to adopt, together with beginning your own yoga class or growing your own exercising routine. This is how to balance paintings, life and fitness, with the aid of tying your workout into your passions, combining the two, and making it fun.

Feeling like a part of a extra community is another reports that enables us discover ways to balance life, work and health into one delicious enjoy Our groups involvement can be big or small, however the more emphasis that we placed on energetic participation and open conversation with other human beings, the extra we are able to see the instructions that we’re meant to paintings on, and continue on our route to wholeness. Indeed the greater people that we recognise and companion with, the greater opportunities for boom we will be offered with.

Tying all of this boom collectively in celebration of our lifestyles, acknowledging ourselves at every turn for our willpower and our effort brings all of our difficult paintings into focus and we could us revel in the end result of our exertions. The mindset with which we method our lives is a direct contributor to the adventures that we get out of them. We might also as properly take some time to do it proper.

3 Must Have Ergonomic Stands for Better Quality of Life and Health

We paintings so tough to improve the first-rate our existence; this consists of pursing in addition schooling and working diligently closer to our profession as properly. In the midst of all this tough paintings and lengthy hours of willpower, one forgets how to attend to themselves.

Our body could be very sensitive, specially our spinal wire and our neck, wrists, and abdomen. When we work too hard and strain our frame by way of forcing lengthy hours of sitting, status, and such sports, we reason our bones to weaken and our shape to disintegrate. There are solutions which we can use to save you those troubles altogether – ergonomic stands which could hold the posture as perfect as it may possibly be.

1. Dual Monitor Riser Stand

Who could no longer love to multi venture in the maximum green manner? There are many individuals which have work which requires them to multitask; this can get very uncomfortable for them as multi tasking isn’t smooth and drains lots from our bodies.

The dual reveal riser stand facilitates such people because the user can manipulate using two monitors at the identical time without having to pressure their frame. The person can without problems adjust the settings just like the height of the reveal and function without problems. Thus, the dual screen stand is a very beneficial tool that improves the exceptional of health and existence.

2. Bedtime Reading Stand

Are you a bookworm who simply surely can’t doze off with out reading? Then we’ve got the right tool for you. There are many readers who’ve to compromise on their postures as they study even as in mattress. They are either shifting and shuffling round or straining their necks and aching their returned just so that they can discover a position which they are cozy in due to the fact they’re at their favorite component within the novel.

We have a better answer, in preference to straining your eyes, neck, and other body elements, why no longer use a bedside analyzing stand?

The studying stand can easily be adjusted to the extent which suits the reader the maximum, in addition to lets in them to loosen up, and now not pressure their eyes at the same time as they’re studying. The stand is also transportable, which means that the reader can deliver it across the complete residence and read on every occasion they desire to and now not best even as in bed. The reader can take the stand in the bathroom and enjoy the high-quality time even as soaking in lukewarm water and reading, the right aggregate ever!

3. Portable Standing Laptop Desk

Do you often use your pc for faculty or paintings purposes? Well, did you realize that your pc can cause you fitness troubles? Laptops are high-quality equipment, they are portable, very beneficial, but at the equal time, they could cause issues like pressure and health concerns.

If you use your pc on a top degree which is under your everyday height degree, this could cause pressure on your eyes thus causing pain, dizziness, and imaginative and prescient troubles. This is why the portable standing pc desk is usually recommended. A portable desk can be carried round so you do no longer have to compromise on your posture and you could make the maximum of it health clever too.

Dealing With Your Depression And Anxiety In The Business World

It is not easy to deal with depression and anxiety in the business world. Getting help from a professional should be the first thing you do if you deal with depression. Many companies nowadays have different programs for their employees. Talk to your Human Resources Representative on a confidential basis and ask if your employer has any such programs.

If your place of work doesn’t have any programs then ask your doctor or local mental health clinic. Help is available if you look hard enough.

With the help of a professional, evaluate the source of your depression. Knowing what is causing your depression can go a long way. Once you know why you are feeling depressed, then it is easier to find the ways to overcome it.

A good way to manage your depression is to learn how to deal with your negative thinking. If you get thoughts that make your fearful or anxious, challenge those thoughts with positive statements. Try to minimize the fear behind the thought by thinking of something positive or constructive.

When we worry or get depressed, we tend to worry on exaggerated assumptions. Sometimes our exaggerated ideas can make us worry even more. Remember to get all of the facts of your current circumstances. Getting the facts can make us aware of what is reality and what is not. Before you worry about something, get the necessary information on your situation. Don’t assume anything.

Take things one at a time. Do not look too far ahead. Next week or next month will take care of itself.

Your not alone in dealing with depression and anxiety. If you have such a problem, you can take steps to solve your current problem. They key is to get help from a counselor and to be persistent in finding the ways that will get rid of your anxiety and depression. Remember that there is hope. Eventually you or the person who is struggling will eventually get better.

Exercises For Busy Moms: 4 Quick, But Effective Exercises To Keep Busy Moms Strong

We all know how difficult it is to stay in shape and find time to exercise – but most especially for women with babies or small kids. There’s the sleep-deprivation factor, no time and priority changes. So what are the fitness options for busy Moms?

The fact is, the more you can take of yourself and the better you feel, the stronger you will be physically and emotionally to take on the day with the “little ones” and all of life’s challenges.

Below are some quick, but effective, exercises – specifically designed for the busy Mom – for the back and shoulders to keep you strong and prevent future injuries that may occur with poor lifting biomechanics and poor posture. The heavy weight of not just the baby, but also all the fun gadgets you’re expected to lug around. It’s no surprise that our bodies need a little help to get through the day.

Rotator Cuff Strengthener

For this workout you will need a light theraband. The beauty about this piece of equipment is that it’s small enough to carry in your bag or your stroller. Now you have no excuses – you can do these exercises on the go, at the park or when you have a few moments to spare.

You can do this exercise either seated or standing; hold the elbows close to the waist with palms facing the sky holding the theraband. Pulling the hands away from each other externally rotating the shoulders

Reps:
3 sets of 10-15 reps

Muscle focus:

Rotator cuff muscles are the small muscles that stabilize the shoulder joint. If these get weak from over use you could end up with bicep tendonitis or other potential injuries. This is very common with Moms as everything is usually done with one hand while holding the “little one” in the other.

Tricep push-up extension

This is the one time in your life you are going to need arm strength, the biceps are going to get over worked from the motion of picking up the baby so it’s important to balance these out and keep the triceps strong as not to put unwanted strain on them.

Hands are directly under your shoulders and knees are on the ground in a modified push-up. The pelvis is slightly pressed forward creating work in the abdominals that stabilize the spine. Place the theraband under the right hand on the floor and extend opposite arm in a tricep extension. Whilst extending the working arm be careful to keep the wrist in line with the hand not to create any unwanted tension/strain.

Reps:
3 sets of 10-15 reps on each side

Muscle Focus:
• Drawing your shoulder blades down activating your upper back muscles, engaging abs at all times. Keeping your abs strong and being aware of contracting them is very important as they play an important role in stabilizing and protecting the back.

• Translating this in to functional activities such as picking the baby up out of the crib will really save your back.

Spine extension with pulses

Over time in pregnancy our posture completely changes due to the increased weight of the baby bringing our body forward and causing the spine to round forward with the shoulders. This causes the back muscles to become very stretched out and weak.

Seated up right with legs in front of body shoulder width apart, hands over your head. Hinge forward from the hips leading with the sternum, biceps are by your ears. Hold this position and slightly pulse the arms behind the body mobilizing the shoulders and working the upper back. Return back to an upright position to repeat the movement again.

Reps:
3 sets of 10 Pulses

Muscle Focus:

Upper back and hamstring flexibility. This exercise will strengthen the mid upper back and open up the tight thoracic area of the spine, correcting bad habits that the body formed through pregnancy.

Butterfly ab curls

Keeping you abs strong is essential for keeping your whole body strong and restoring poor posture left over from pregnancy.

Lying on the floor with heals of feet together and knees bent to the side in a frog like position. Arms are straight over you head, circle arms around and lift the head neck shoulders off the floor exhaling pulling in the abs hold for 5 seconds and return back to starting position.

Reps:
3 sets of 10 reps

Muscle Focus:

As you exhale and bring the head neck and shoulders off the floor think of pulling your abdominals in up and back to the spine. Moms, this is a time you can practice doing your kegal on the contraction working the pelvic floor.

Baby Boomers Sports And Gym Injury Risks|avoid Over 40s Exercise Injuries

Due to health care education, more people, who are over forty, those born in 1946 to 1964, commonly known as the baby boomers, are realizing the benefits of taking up sports or exercising in a gym.

This is well and good since exercising regularly severely cut the risks of contracting aging and obesity related potentially killer diseases such as diabetes, heart diseases, stroke, some forms of cancers and many other diseases.

It is indeed heartening to know that more baby boomers are taking charge of their health through regularly exercise to improve their cardiovascular health thus becoming fitter and stronger. However, with more middle aged people exercising and playing some form of sports, instances of injuries sustained from these activities have risen substantially.

In the United States, these gym or sports injuries have become the number 2 reason for people visiting the doctor’s office just behind the common cold, reported by the National Ambulatory Medical Care in 2003.

A Consumer Product Safety Commission research in 1998 found that sports related injuries to baby boomers had risen by 33 percent since 1991 and contributed to US$18.7 billion in medical costs.

Outdoor sports such as tennis, jogging and golf are very popular with people over forties. Not to be outdone, the more body conscious over forties baby boomers are also joining gym memberships in the multitudes.

Gyms all over the developed world are happily reporting booming new memberships year after year with a large pool of their members being the over forty baby boomers brigade, male or female baby boomers irrespective.

As baby boomers get older, their susceptibility to sports injuries rise proportionately. As people age, their body degenerate along with the aging process, although exercising regularly is known to slow down this very degeneration process.

This is particularly so for the risky weekend warriors who take to the running tracks or lifting weights to build their body with gusto during the weekend putting their aging bodies and joints to sudden busts of unaccustomed stressful activities, causing damages to their own bodies unknowingly.

What are the common baby boomer’s sports injuries? How to avoid them?

• Shoulder injuries – Common for those playing squash, tennis, badminton and lifting weights in the gym using wrong form and techniques.

• Elbow injuries – People who play racket games and bodybuilders.

• Back injuries – A very common occurrence in the gym amongst baby boomer bodybuilder wannabes. Also a common injury for golfers who often have to swing their spine.

• Knee injuries – For baby boomers who participate in sports with sudden movements and changes of directions such as squash and soccer.

•Ankle injuries – Usually striking the runners and joggers of long distances.

How to avoid the risks of sports injuries for the over forties?

This is largely common sense which most people know but few do it regularly as part of their exercise routine in so doing, risking injuries which can be avoided.

• Thorough warm of the muscles and joints which will be involved in the exercise or sport.

• Stretching adequately and correctly. Many people stretch in the wrong manner which then may cause even more injuries.

• Take the exercises or sports one step at a time, then as endurance and strength build up over time, you can then increase the intensity of the sport or the exercise.

• Exercise regularly. Not just over the weekend. Your body may not be able to cope with the sudden outburst each weekend.

• Hire a sports personal trainer who can tailor an exercise program suitable to your health condition and guide you safely through the exercises.

So baby boomers, don’t become a victim of your exercises. You want to be fit and healthy, not suffering from pain and despair from what could have been an enjoyable game of healthy sporting activity. Over 40s sports injuries can be avoided.